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A. Personalize contract between two parties in which payment takes place at specific date in the future at today’s pre-determined price is known as …………..

B. The market for long term credit is-------------------------

C. Diversification is a technique that reduces ………….. by allocating investments among various financial instruments.

D. Workers’ compensation insurance replaces all or part of a worker’s wages lost and accompanying medical expenses incurred because of _________

E. …………. Is the practice of taking advantage of a price difference between two or more financial markets

F. _________ is the process of converting a new idea or technology into a business undertaking.

G. Mortgages are long term loans that are secured by---------------------------

H. Capital gains investing is the art of buying and selling an assets for __________

I. In property investment, a large portion of purchase price is through debt instrument such as: __________

J. Which of the following accounts attracts interest payment to the account holder?

K. Motor vehicle insurance protects the policyholder against financial loss in the event of an-------------------------------

L. Personal Financial planning process involves -------------------------------steps

M. …………… refers to the owners’ contribution to the capital funding of the business

N. Savings accounts holders are restricted in withdrawing their money by leaving ________

O. Disability insurance police provide financial support in the event of the policyholder becoming unable to work because of--------------------------------

P. In finance, an investment involves utilization of funds in acquisition of financial assets such as financial securities and ________

Q. Which of the following instrument is not traded in the Capital market?

R. The different methods of saving money is classified into ------------------------

S. The two sections that make up the Financial market are ____________

T. The ------------------account attracts commission on turnover (COT).

U. ……………… property is regarded as the creations of the intellect for which a monopoly is granted to the designated owners by law.

V. The maturity period for Treasury bills is--------------------

W. One of the ways to reduce the risk of investment is by ----------------------------------

X. One factor that can make real estate investment to result in failure is the absence of ……………..

Which of the following is not a step in personal financial planning process?
 

Y.  

Y.  

Y.  

Y.  

Z. Marketable securities refer to money market financial instruments that are easily convertible to ----------------------

AA. A property in the possession of a buyer can become a foreclosure if he or she fails to make a mortgage payment for at least ………………..

AB. __________ involves subscribing and investing in debt instrument of corporate entities such as bonds debentures.

AC. The strategic role of the Entrepreneur in creating a new venture revolves around ---------------------------------------

AD. Investment is very important because it could be used to -------------------------

AE. Financial products, like Stock, Bonds, Treasury bills, and Treasuring certificate floated by Government is known as --------------------------

AF. The main advantage of the hedge is that it lowers the risk of an ………….

AG. Usually, higher level-of-return investments are associated with higher ___________

AH. Futures are derivatives in which the contracts to buy or sell a specific asset on a future date at a price …………….

AI. ………………… in finance refer to the practice of engaging in risky financial transactions in an attempt to earn profit from short term fluctuations in the market value of a tradable financial instrument.

AJ. Specific kinds of risk that may give rise to claims are known as---------------------

AK. ………………… Refers to the increase in the investor’s equity ratio as the portion of debt service payments devoted to principal accrue over time.

AL. Financial products of high net worth companies are regarded as --------------------

AM. A derivatives refers to a financial product which has its value dependent on the outcome of the original _________

AN. A common name for Gold, Silver, Platinum, Diamond and Copper is ……………..

AO. Liquidity means the ease with wish an investment can be converted into _________

AP. …………… is an investment which is undertaking in order to reduce the risk of adverse price movement in financial asset.

AQ. The rise in the prevailing price (market value) of a property over a period of time, being realized as a cash inflow whenever the property is sold is called ……………..

AR. Preference shares attract fixed rate of ………………..

AS. Which of the followings is a money market instrument?

AT. Real estate investment can be …………… because of magnitude of fund requirement.

AU. ………… derivatives are contracts that are transacted and privately sold directly between two parties, without going through any stock exchange.

AV. The summation of all positive cash inflows from rent and other sources of ordinary income generated by a property, minus the amount of ongoing expenses is known as ……………….

AW. Contingency fund could be classified into ------------------------------

AX. ……………… involves contracts that subsist between two parties, which incorporate specific terms like Dates and Maturing values.