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A. In property investment, a large portion of purchase price is through debt instrument such as: __________

B. …………. Is the practice of taking advantage of a price difference between two or more financial markets

C. In finance, an investment involves utilization of funds in acquisition of financial assets such as financial securities and ________

D. A property in the possession of a buyer can become a foreclosure if he or she fails to make a mortgage payment for at least ………………..

E. One advantage of diversification is ……………..

F. ………………… in finance refer to the practice of engaging in risky financial transactions in an attempt to earn profit from short term fluctuations in the market value of a tradable financial instrument.

G. ………………… Refers to the increase in the investor’s equity ratio as the portion of debt service payments devoted to principal accrue over time.

H. Preference shares attract fixed rate of ………………..

I. A value investor buys undervalued securities while he sells …………… out of his investment portfolio in the capital market.

J. Disability insurance police provide financial support in the event of the policyholder becoming unable to work because of--------------------------------

K. Diversification means that an investor should invest in ------------------------------

Which of the following is not a step in personal financial planning process?
 

L.  

L.  

L.  

L.  

M. The rise in the prevailing price (market value) of a property over a period of time, being realized as a cash inflow whenever the property is sold is called ……………..

N. One of the ways to reduce the risk of investment is by ----------------------------------

O. …………….. market exists for the purpose of mobilization and intermediation of fund.

P. …………… refers to the owners’ contribution to the capital funding of the business

Q. According to Bhave (1994), one of the following is not a stage in the process of venture creation.

R. The practice where depreciation, tax liability and carryover losses are charged against income from other sources for a period of about three decades is called _________

S. The maturity period for Treasury bills is--------------------

T. Usually, higher level-of-return investments are associated with higher ___________

U. The ------------------account attracts commission on turnover (COT).

V. …………….. refers to the amount of funds in the structure of the capital that is borrowed from outside sources of financing.

W. The money market is a market for __________

X. Savings accounts holders are restricted in withdrawing their money by leaving ________

Y. One factor that can make real estate investment to result in failure is the absence of ……………..

Z. Which of the following is not a reason for building personal cash flow?

AA. Personalize contract between two parties in which payment takes place at specific date in the future at today’s pre-determined price is known as …………..

AB. The main advantage of the hedge is that it lowers the risk of an ………….

AC. _________ is the process of converting a new idea or technology into a business undertaking.

AD. Which of the following accounts attracts interest payment to the account holder?

AE. Futures are derivatives in which the contracts to buy or sell a specific asset on a future date at a price …………….

AF. Contingency fund could be classified into ------------------------------

AG. Workers’ compensation insurance replaces all or part of a worker’s wages lost and accompanying medical expenses incurred because of _________

AH. The fundamental purpose of investment is to generate ___________

AI. An investment that involves buying or building houses, apartments and other landed property is referred to as investment in _________

AJ. Risk which is insurable has how many characteristics?

AK. Diversification is a technique that reduces ………….. by allocating investments among various financial instruments.

AL. Another name for Contingency fund is ----------------------------

AM. …………….. stages are involved in venture round financing being provided by venture capitalists.

AN. Which of the following instrument is not traded in the Capital market?

AO. A common name for Gold, Silver, Platinum, Diamond and Copper is ……………..

AP. Motor vehicle insurance protects the policyholder against financial loss in the event of an-------------------------------

AQ. Marketable securities refer to money market financial instruments that are easily convertible to ----------------------

AR. …………… is an investment which is undertaking in order to reduce the risk of adverse price movement in financial asset.

AS. Financial products, like Stock, Bonds, Treasury bills, and Treasuring certificate floated by Government is known as --------------------------

AT. According to economists, Investment is regarded as savings embarked upon as a result of __________

AU. ……………… property is regarded as the creations of the intellect for which a monopoly is granted to the designated owners by law.

AV. The summation of all positive cash inflows from rent and other sources of ordinary income generated by a property, minus the amount of ongoing expenses is known as ……………….

AW. __________ involves subscribing and investing in debt instrument of corporate entities such as bonds debentures.

AX. Specific kinds of risk that may give rise to claims are known as---------------------